If you are still renting, we are sure you have a good reason for doing so. We aren’t quite sure why.
Rent rates continue to rise in America while interest rates are falling. This means that it makes a whole lot of sense to stop renting and purchase a house of your own. Now is as good a time as any to dump your landlord and take the leap to homeownership.
If you remain unconvinced, we can help. Earthwise Pest Management, your termite treatment service in Sacramento, offers reasons it’s time to stop renting.
When you rent, it is the landlord who makes all of the decisions about your house or apartment. For example, you want to paint the living room, but you have to check with the landlord, who tells you what color to use.
Your landlord is the one who decides what type of flooring is going in the kitchen. Some landlords are so strict that they won’t even let you hang pictures where you want.
Some landlords are cheap. You might be suffering ants or some other pest, but your landlord insists he knows how to deal with the problem. His way of dealing with it is to boot you out for an afternoon so he can spray everything down with Raid.
Not only does this not completely get rid of the infestation, but it is a danger to your health.
When you own your own home, a pest infestation is stopped dead after you call your pest control company.
You might pay a reasonable amount for rent right now, but that could change at any time. Your landlord has every right to jack up your rent whenever he wants to. In fact, the longer you rent, the more likely you will suffer a rent increase.
When you own your own home, you will have a mortgage payment that will remain the same for the life of the loan. That sort of stability and consistency is much needed in life.
There are a lot of really good landlords out there and if yours is cool, you should be grateful. But even though you might be renting a fantastic place, you could have a really bad landlord.
What makes a bad landlord? It could be the unannounced inspections or the long list of repairs that still need to be made. It could be the raccoons in the attic that have settled in because the landlord refuses to call for pest control.
We could all use a tax break when filing for your return. But once you have paid your landlord, you won’t see any of that money again. But as a homeowner, you pay interest on your home, both of which are tax-deductible. Basically, you are making money on your home every year.
If you are renting a condo or an apartment, you are probably sharing walls and a ceiling or floor with your neighbors. If your neighbors are cool, this might not be a problem. But that isn’t always the case.
In all likelihood, your neighbors aren’t going to appreciate you cranking Cannibal Corpse at 1 am. Of course, there are things your neighbors do that annoy you as well. You can avoid this by buying a home.
Once you do, you can crank Cannibal Corpse whenever you want.
Every month, you hand a check for rent to your landlord. This is money you will never see again. As a homeowner, your monthly mortgage payment is an investment. Each payment you make, you pay off a little of your home and build equity. In the end, you can expect to get your money back and more.
When you buy a home, you can live there as long as you wish. If you want to live in your house for 30 years, that’s fine. When you rent, at any time you could get asked to move.
The landlord could sell the house you are renting, rent could be raised so high you can’t afford it or other reasons. When you rent, you are not in charge of your own destiny.
So buy a house and if you have a rodent problem, just give Earthwise Pest Management a call. It’s that easy.